The 68 covered critical illnesses are listed in the table below:-
Critical Illness
- Alzheimer’s Disease/ Severe Dementia
- Bacterial Meningitis – Resulting in Permanent Inability to Perform Activities of Daily Living
- Benign Brain Tumor – of Specified Severity
- Blindness – Permanent and Irreversible
- Brain Surgery
- Cancer – of Specified Severity and Does Not Cover Very Early Cancers
- Cardiomyopathy – of specified severity
- Chronic Aplastic Anemia – Resulting in Permanent Bone Marrow Failure
- Coma – Resulting in Permanent Neurological Deficit with Persisting Clinical Symptoms
- Coronary Artery By-pass Surgery
- Deafness – Permanent and Irreversible
- Encephalitis – Resulting in Permanent Inability to Perform Activities of Daily Living
- End-stage Liver Failure
- End-stage Lung Disease
- Full-blown AIDS
- Fulminant Viral Hepatitis
- Heart Attack – of Specified Severity
- Heart Valve Surgery
- HIV Infection due to Blood Transfusion
- Kidney Failure – Requiring Dialysis or Kidney Transplant
- Loss of Independent Existence
- Loss of Speech
- Major Head Trauma – Resulting in Permanent Inability to Perform Activities of Daily Living
- Major Organ/ Bone Marrow Transplant
- Medullary Cystic Disease
- Motor Neuron Disease – Permanent Neurological Deficit with Persisting Clinical Symptoms
- Multiple Sclerosis
- Muscular Dystrophy
- Occupationally Acquired Human Immunodeficiency Virus (HIV) Infection
- Paralysis of Limbs
- Parkinson’s Disease – Resulting in Permanent Inability to Perform Activities of Daily Living
- Primary Pulmonary Arterial Hypertension – of Specified Severity
- Serious Coronary Artery Disease
- Stroke – Resulting in Permanent Neurological Deficit with Persisting Clinical Symptoms
- Surgery to Aorta
- Systemic Lupus Erythematosus with Severe Kidney Complications
- Terminal Illness
- Third Degree Burns – of Specified Severity
- Secondary Pulmonary Hypertension
- Infective Endocarditis requiring Heart Surgery
- Poliomyelitis
- Progressive Scleroderma
- Severe Rheumatoid Arthritis
- Crohn’s Disease with Fistula
- Ulcerative Colitis with Total Colectomy
- Chronic Autoimmune Hepatitis
- Chronic Adrenal Insufficiency
- Reye’s Syndrome
- Meningeal Tuberculosis
- Spinal Cord Disease or Injury resulting in Bladder Dysfunction
- Apallic Syndrome / Persistent Vegetative state
- Multiple Root Avulsions of Brachial Plexus
- Respiratory Diphteria
- Surgery for Idiopathic Scoliosis
- Chronic Relapsing Pancreatitis
- Elephantiasis
- Myasthenia Gravis
- Acute Necrohemorrhagic Pancreatitis
- Creutzfeldt – Jakob Disease (Mad Cow Disease)
- Ebola Hemorrhagic Fever
- Chronic Primary Sclerosing Cholangitis
- Severe Relapsing Nephrotic Syndrome
- Wilson’s Disease
- Hemolytic Uremic Syndrome
- Necrotizing Fasciitis
- Severe Mental Illness
- Diabetes Mellitus Complications
- Angioplasty and Other Invasive Treatments for Coronary Artery Disease
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